Our ULTIMATE Canadian
Visitor Insurance
That Covers Everything You Need

Anyone who is not protected by a provincial plan should carry health and accident insurance during a stay in Canada. That includes tourists, parents and grandparents on Super Visa, spouses and family members visiting for a few weeks, business travellers, IEC and working holiday participants, international students before school plans start, newcomers waiting for a health card, and returning Canadians in waiting periods.

Canadian Visitor Insurance Plan is a comprehensive emergency medical plan for people visiting Canada. It is administered by Destination Travel Group, underwritten by Zurich Insurance Company Ltd (Canadian Branch) and supported by a 24-hour assistance team. It covers hospital services, physician care, diagnostics, ambulance, and other eligible expenses during an unforeseen illness or injury.

Before purchase your advisor reviews your trip dates, age, and medical profile, recommends a sum insured and deductible, and sets the effective date correctly. After purchase your advisor remains the point of contact for renewals, extensions, qualified cancellations, and document updates.

The plan covers emergency hospital and physician services up to the chosen limit. That typically includes semi-private room, intensive care when required, operating room, diagnostic tests, and fees for physicians and specialists.

Yes. Licensed ground or air ambulance to the nearest appropriate facility is covered when required. If a transfer to another hospital or a medically necessary return to your country of origin is approved, coordinated evacuation can be arranged.

Yes. Emergency prescription drugs are covered to a plan maximum with a defined supply per prescription. Medically required appliances prescribed for the emergency can be included, such as crutches, casts, or a wheelchair.

A pre-existing condition is any injury, illness, disease, or symptom, whether diagnosed or undiagnosed, for which medical advice, diagnosis, care, or treatment was recommended or received prior to the effective date of coverage. Option 1 covers stable pre-existing conditions. Option 2 does not cover pre-existing conditions but is offered at a lower premium.

Yes. If the Super Visa application is officially denied by IRCC, you are entitled to a 100% refund of the premium paid, provided the policy has not yet taken effect and no claims have been made. Contact your advisor with the official denial letter to initiate the refund process.